The client in question, URICA, has achieved all this and more by devising a unique way for UK SMEs to receive early payment on outstanding invoices. They can do this without the SME incurring any debt and, most notably, without the directors having to offer any asset security or personal guarantees. For the sake of any doubters, URICA’s proposition is not simply invoice discounting or factoring by another name: the product is truly revolutionary and has the potential to take the financing of working capital by storm.
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