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Warnings over second homes
Jonathan Smithers, from CooperBurnett in Tunbridge Wells, says the popularity of second homes in the UK, which are often used as holiday homes, could expose owners to a ‘minefield' of risks.
The popularity of ‘staycations' - staying in the UK rather than travelling overseas for a holiday - has seen more second homes being used by ‘staycationers'. Statistics from the English Housing Survey: Household Report 2009-10 shows that there are 279,000 second homes in England, but Jonathan Smithers is warning that owners are not always aware of the potential problems of owning a second home.
"Second homes are often unoccupied for long periods of time," he explains. "However, they could become targets for squatters, or there could be legal considerations to take into account when renting them out for short periods to holiday makers, and there are often insurance issues to take into account, not to mention the types of issues that come with buying any home, such as any legal anomalies or liabilities attached to the property."
CooperBurnett holds the Law Society's excellence in home buying accolade - the Conveyancing Quality Scheme (CQS).
"There are also tax implications for second home owners that need to be considered," says Jonathan. "It is essential that anyone buying a second home contacts a CQS accredited solicitor to look at the potential risks and benefits of buying."
Jonathan adds that anyone who already owns a second home for their own holiday purposes - but plans to let it be used by family members or others for extended periods - could be changing its status as a holiday home without realising.
"During off seasons, second home owners might look to rent out the property for long periods of time and suddenly you have a landlord and tenant relationship which carries with it a host of additional obligations and liabilities," he explains.
CooperBurnett underwent a rigorous application and assessment by the national Law Society to become part of CQS initiative, which recognises high quality in residential conveyancing. CQS has the support of the Council of Mortgage Lenders, the Building Societies Association, Legal Ombudsman and the Association of British Insurers.
Notes to editors:
•· Based in Tunbridge Wells, CooperBurnett boasts a team of 55 people, including 11 partners.
•· CooperBurnett has developed a local and regional - and, increasingly, national - reputation for providing effective and proactive advice.
•· CooperBurnett was established in 1981 by senior partner Nigel Burnett. Nigel acts for clients in all areas of property and handles commercial acquisitions and sales. He also has expertise in personal tax planning issues, as well as land law. Nigel is a past President of the Tunbridge Wells, Tonbridge & District Law Society.
•· The firm provides both commercial services and advice to private clients. Its commercial team acts for all types of businesses, from family enterprises to national companies across a broad range of sectors.
•· CooperBurnett offers extensive and tailored advice to private clients on all aspects of their personal affairs, including specialist tax planning, trusts and settlements, and all aspects of residential property and family issues.
•· CooperBurnett prides itself on its proactive involvement in both the legal profession and the local community. Partner, Jonathan Smithers, is a member of the Council of the Law Society of England & Wales and is Chair of the Conveyancing and Land Law Committee of the Society. He is a past President of both Kent Law Society and Tunbridge Wells, Tonbridge & District Law Society.
•· For more information on the Law Society's Conveyancing Quality Scheme visit www.lawsociety.org.uk/cqs or contact the CQS Unit on 020 7316 5550 or CQS@lawsociety.org.uk
